Privacy Policy

Welcome to the PRIMEFEXX MICRO-CREDIT LIMITED website (hereinafter referred to as the "Website"). PRIMEFEXX MICRO-CREDIT LIMITED (hereinafter referred to as the "Company", "we", or "our") always puts user privacy and data security first. This Privacy Policy is intended to explain in detail how we collect, use, share and protect your personal information, and to explain to you the privacy practices that may be involved when you interact with the Website.

By using our website, you confirm that you have read and agree to the terms of this Privacy Policy. If you do not agree with the content of this policy, please do not use this website.

1. Information we collect

1.1. Information you actively provide

• Personal information: including but not limited to your name, email address, phone number, postal address and other identification information.
• Account information: When you register, fill out a form or use certain features, you may need to provide login credentials or additional information.

1.2. Information collected automatically

• Device information: such as your device type, operating system, browser type and IP address.
• Usage data: including the pages you visit, dwell time, click activity and other interaction information.
• Location information: With your permission, we may collect your approximate location to improve the service.

1.3. Information from third-party sources

We may obtain your information from trusted third parties (such as business partners, social media platforms) to supplement or verify our existing records.

2. How we use your information

• Provide and improve services: support website functions, enhance user experience, and improve service quality.
• Communication and support: respond to your inquiries, solve problems and provide customer support.
• Marketing and notifications: send promotional content, product updates and service notifications (only with your explicit consent).
• Legal compliance: comply with applicable laws and regulations and fulfill regulatory requirements.
• Fraud prevention and security: prevent fraud and ensure the security of accounts and transactions.

3. Sharing your information

3.1. Service providers

Share information with third-party service providers (such as hosting services, analysis service providers) that we work with to support website operations.

3.2. Legal Requirements

We may disclose your information when necessary to comply with laws, regulations or legal requirements, such as in response to a court order or legal process.

3.3. Business Transfers

In the event of a corporate reorganization, merger, sale or asset transfer, your information may be transferred as part of the assets to the new business entity.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to collect information to improve website performance and user experience:

• Necessary Cookies: used to ensure that the website functions properly.
• Analytical Cookies: help us understand user behavior and improve content and services.
• Advertising Cookies: used to provide you with more relevant advertising content.

You can control or disable cookies through your browser settings, but it may affect the use of certain features.

5. Data Security

We use multiple layers of security measures to protect your personal information, including encryption technology, firewalls and access controls. Although we adopt industry standard security practices, please be aware that no data transmission over the Internet can be guaranteed to be completely secure.

6. Your Rights

Depending on your location and applicable law, you may have the following rights:

• Request access to a copy of your personal information held by us.
• Request correction or update of your information to ensure its accuracy.
• Withdraw consent or request deletion of personal information to the extent legal.
• Submit complaints or questions regarding information processing.

You may exercise these rights by contacting us at the contact information below.

7. Third-party links

Our website may contain links to other websites. These third-party websites may have independent privacy policies, and we recommend that you read the relevant policies carefully when visiting these websites. We are not responsible for the privacy practices of these websites.

8. Children's Privacy

We take children's privacy protection very seriously. The content and services of the website are not intended for children under the age of 18, and we do not intentionally collect personal information from any child. If you find any accidental collection, please contact us immediately to delete the relevant information.

9. Updates to the Privacy Policy

This Privacy Policy may be updated based on business needs or changes in laws and regulations. We will indicate the "last updated" date at the top of the page and notify you of major changes by appropriate means.

10. Contact Us

If you have any questions, comments or suggestions about our privacy policy, please feel free to contact us: